Billy J Hensley, Ph.D.
Senior Director of Education, National Endowment for Financial Education

Billy J. Hensley, Ph.D. is the senior director of education for the National Endowment for Financial Education® (NEFE®), where he oversees the grants and research department, including management of several of NEFE’s consumer education programs, collegiate initiatives, and e-learning and web strategy. During his career, he has worked in educational philanthropy and higher education administration in Colorado, Ohio and Kentucky. His primary research interests are financial education, teacher professional development and the facilitation of social change through philanthropy.

Jenefer Duane
Senior Program Analyst, Office for Older Americans, Consumer Finance Protection Bureau

Jenefer Duane joined the Consumer Financial Protection Bureau in December of 2011. She serves as the Senior Program Analyst in the Bureaus’ Office of Financial Protection for Older Americans. Prior to joining the CFPB, Ms. Duane was the Founder and CEO of the non-profit Elder Financial Protection Network (EFPN) in San Francisco. Under her leadership, EFPN developed education programs for older adults and family caregivers on preventing, identifying and responding to elder financial exploitation; and award-winning professional training for the financial services industry; law enforcement, social services and other professionals.

Tami Sieckman
Outreach Coordinator, Office for the Financial Protection of Older Americans, Consumer Financial Protection Bureau

Tami joined the Consumer Financial Protection Bureau as a founding member in May of 2011.  She serves as the Outreach Coordinator in the Bureaus’ Office for the Financial Protection of Older Americans.  The Office for Older Americans is dedicated to helping older consumers make sound financial decisions as they age and protect them from financial harm.

Prior to joining the CFPB, Tami directed the Southern Nevada Agency Partnership in Las Vegas, NV.  She managed outreach for a number of conservation initiatives including an award-winning anti-litter campaign, a volunteer program, and a cultural site stewardship program.  Previously she worked at the San Diego County District Attorney’s Office for nearly 20 years in their Victim Assistance Program, Major Violator Unit, and as an investigator in the Public Assistance Fraud division.


Carly Urban, Ph.D.
Associate Professor of Economics, Montana State University

Dr. Carly Urban is an Assistant Professor of Economics in the Department of Agricultural Economics and Economics at Montana State University. Her research focuses on the policy analysis of financial interventions. She has written on the effects of regulatory oversight, mandatory mediation, foreclosure counseling, and moratoria on foreclosures in the mortgage market. In addition, the FINRA Investor Education Foundation has funded her research on the heterogeneity in high school personal finance education mandates.

Chuck Munson
Assistant Attorney General, Office of Consumer Protection, Montana Department of Justice 

Chuck Munson is an Assistant Attorney General at the Montana Department of Justice in its Office of Consumer Protection.  He’s been employed at the Montana Department of Justice for the past 8 years.  Before that he served as an AmeriCorps and staff attorney at Montana Legal Services Association with a focus on consumer law for 2 years.  He has a J.D. and LL.M. in agricultural law from the University of Arkansas and a B.S. in environmental biology from the University of Central Arkansas.

Dr. Marsha Goetting
Professor and Extension Family Economics Specialist, MSU Extension

Dr. Marsha A. Goetting is a Professor and Extension Family Economics Specialist. During the past eight years she has presented over 450 educational sessions reaching over 12,900 Montanans with financial and estate planning information. She has received state, regional and national state awards for her programs. Dr. Goetting received her Bachelors and Masters degrees in Family Economics and Adult Education from Kansas State University. Her PhD is from Iowa State University.

Diana Holshue

Diana Holshue has 33 years of experience at the Federal Reserve Bank. In addition to her work at the Helena Branch, Diana is a past president of the Montana Financial Education Coalition. Diana also serves on the Advisory Board for the University of Montana’s Bureau of Business and Economic Research.

She holds a BA degree with majors in Accounting, Business Administration, Economics and Finance from Carroll College. While attending Carroll, Diana served as president of the Alpha Beta Epsilon, Carroll’s local chapter of Sigma Tau Delta, the International English Honor Society. She graduated with honors from the Stonier Graduate School of Banking at Georgetown University.

Diana is an inactive CPA candidate and member of the Montana Society of Certified Public Accountants and the American Institute of certified Public Accountants. She is a 2013 graduate of Leadership Montana.

Diana passionately works to alleviate poverty throughout the state, especially for our children, by acting as a liaison to the Montana Partnership to End Childhood Hunger and the Montana Military Financial Alliance, and was a past director for the Court Appointed Special Advocate (CASA). In her work at the Federal Reserve Bank, she established and administered a Native American internship program for high school graduates providing mentoring, career development training, financial literacy training, and job experience to up-and-coming youth from our native communities.

Summer Red
Financial Literacy Program Manager, Rural Dynamics

Summer Red has been teaching financial education for over three years, with a particular focus on helping individuals make choices that help them get the most out of their money. As the Financial Literacy Program Manager for Rural Dymanics, Inc. she is working hard to ensure that everyone in Montana has access to high quality education to learn the skills that will help them successfully navigate the world of personal finance.

Kyle Schmauch
Communications Director, Montana State Auditor

Kyle Schmauch is the communications director for the Commissioner of Securities and Insurance, where he keeps the public informed on the actions of the Office of the Montana State Auditor. He previously worked for U.S. Senator Steve Daines as the field representative covering Northwest Montana, and for Montana state representative Daniel Zolnikov of Billings. In his work during the 2015 legislative session, Kyle helped on a number of technology-related bills, including requiring warrants for government access to electronic communications, protections for reporters’ electronic records, legislation enabling ride-sharing services like Uber to enter Montana, and more. Kyle graduated from the University of Montana in 2014 with degrees in Journalism and Political Science and spends as much time as he can hunting and fly fishing throughout Montana.

Sean Thomas
Schools Manager, EverFi

Sean earned a Bachelor’s Degree in Education from the University of Idaho. Throughout his undergraduate years, he volunteered at Moscow High School and completed his student teaching at Genessee, where he taught 7th-12th grade Social Studies. Upon graduation, Sean ran a small business, served as a substitute teacher at Genessee, and was a Special Education Para-Professional for several years. Most recently, Sean managed Charter College’s vocational campus in Billings and then Missoula. Outside of work, while in Billings, Sean participated heavily in the Chamber of Commerce, including running a weekly networking meeting. In Missoula, Sean is on the Workforce Development Committee and is part of the Exchange Club. He is looking forward to working with districts, teachers, and students across Montana in his new capacity as EVERFI Schools Manager.

Megan Vincent
Family & Consumer Sciences Education Specialist, Montana Office of Public Instruction

Megan Vincent is the Family & Consumer Sciences Education Specialist at the Montana Office of Public Instruction as well as State Adviser for Montana FCCLA. She has been in this position for over nine years. Megan received her teaching degree in Family & Consumer Sciences from Montana State University in 2002; upon graduation she worked as a project associate for Take Charge Today (formerly Family Economics and Financial Education (FEFE)).  She also spent one year working as a volunteer elementary school teacher in Haiti.  Megan is active on the local, state and national level within numerous professional organizations.  She lives in Bozeman, Montana with husband, Glen, and her three beautiful children: Isemaëlla, Carry and Dave. Her free time is spent supporting her children’s involvement in the activities they love (soccer, music, dance and theater) and traveling.