MFEC offers this list of resources to all Montanans who are searching for answers on financial topics from Budgeting to Savings and Financial Literacy.  Our goal is to make this a “go-to” page, full of useful, up-to-date information that is easy to find. Keep checking back, as this page will frequently receive new information.

Click on the categories below to view a drop-down of helpful web pages. 

America Saves
America Saves is a nationwide campaign that utilizes information, advice and encouragement to assist those who wish to pay down debt, build an emergency fund, save for a home, save for an education, or save for retirement.
Better Business Bureau
Check out businesses, charities or file a complaint. Start your search with trust.
Check Your School
Check Your School is a national public engagement campaign led by the Jump$tart Coalition for Personal Financial Literacy and launched on behalf of Jump$tart’s Sustaining Partners and the entire Jump$tart Coalition. We want to put effective financial education in every school in America. And we need your help. It all starts by checking your school.
Choosing A Bankruptcy Lawyer
This article will give you all the information you need to make an informed decision. And if you’re asking yourself, “How do I find bankruptcy lawyers near me?” we’ll provide a great answer to that question at the end of this article.
Consumer Action
A consumer education and advocacy agency since 1971.
Consumer Dangers
ConsumerDangers.com is dedicated to keeping the public informed about consumer dangers and safety issues associated with numerous products that can cause the public harm. Our website is continually updated with breaking news from Government agencies, Watchdog Groups, and concerned citizens about Recalls & Safety affecting consumers.
Consumer.Data.Gov
The Obama administration launched the Smart Disclosure Data Community to make potentially useful data available to consumers and innovators. This centralized platform contains hundreds of smart disclosure datasets and resources from dozens of agencies across government.
Consumer Finance Protection Bureau
We aim to make consumer financial markets work for consumers, responsible providers, and the economy as a whole. We protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law. We arm people with the information, steps, and tools that they need to make smart financial decisions.
Credit Card Glossary
Find definitions on all things credit card. There are a lot of them!
Federal Reserve Consumer Help
FRCH offers valuable information and resources, including avenues for reporting unfair, deceptive, or otherwise abusive practices and submitting a formal complaint about a financial product or service provider.
Federal Reserve Education
The Federal Reserve System is committed to economic and personal financial education. Here you can find links to instructional materials and tools that can increase your understanding of the Federal Reserve, economics and financial education.
Fraud.org
The National Consumers League has relaunched its anti-fraud advocacy and education Web site. The redesigned site includes new functionalities including a fraud “symptom finder” for searching scams, social media widgets for easy sharing of all content and regular updates about emerging scams.
IRS.gov Accessibility
This IRS Web site offers a full line of tax products and services, including federal tax forms and publications, for people who use special assistive technology, such as screen-reading software, refreshable Braille displays, and voice recognition software.
Montana Commissioner of Securities and Insurance
The Office of the Commissioner of Securities and Insurance, Montana State Auditor, is a criminal justice agency whose primary mission is to protect Montana’s consumers through insurance and securities regulation.
MyMoney
MyMoney.gov aggregates financial information from 21 federal agencies, departments and bureaus. Users will be able to find information on planning for the financial impact of major life events and money management tools. The site includes resources for teachers, service members, women, parents, youth, employers, and more. The site is available in Spanish.
MyMoneyCheckUp
The National Foundation for Credit Counseling offers this Web site, which analyzes users’ behavior and provides customized feedback, allowing individuals and families to monitor and assess their financial lives and adjust their behavior to maximize their economic empowerment. The site is also available in Spanish.
Pay Day Loan Info
Consumer Federation of America’s information resource on payday lending for consumers and advocates. Information, calculators, Research and Reports.
National Endowment for Financial Education
NEFE is a non-profit foundation dedicated to helping individual Americans acquire the information and gain the skills necessary to take control of their financial lives.
US Government Publications
A clearinghouse of publications from various US Agencies featuring tips to save money on insurance, utilities, banking/credit, transportation, housing and other areas.
Wealth Fit - How to Read Stocks
Stop thinking you can’t understand stocks. Learn to read stocks like a pro and jump into the driver’s seat.
Your Money’s Best Friend
The Pennsylvania Department of Banking offers this site, where residents can find resources to help deepen their understanding of financial issues, deal with major milestones in life, and connect with state and local services to help them make the most of their hard-earned money.
360 Degrees of Financial Literacy
360 Degrees of Financial Literacy from the American Institute of CPAs provides information relevant for each stage of life.
BizWorld
BizWorld provides schools with hands-on programs, for use in grades 3 through 8, designed to add relevancy to academics, while improving the understanding of entrepreneurship and money management.
 
EconEdLink
EconEdLink provides a premier source of classroom-tested, Internet-based economic and personal finance lesson materials for K-12 teachers and their students. With over 435 lessons to choose from, teachers can use as many of the lessons as they would like and as often as they would like.
 
Econ Lowdown
Explore opportunities for teacher education and for becoming a school partner with the Federal Reserve Bank of St. Louis. Whether your students are 4, 10, 16, or 22, you can use award-winning and free videos, lessons, and online courses to teach about economics, personal finance, and money. They have great resources for consumers and parents, too.
 
Economic Education from Federal Reserve Bank of Boston
For years, the Boston Fed has offered online games designed to engage both youth and adults in exploring a range of economic topics. Other economic education materials are also available.
 
EverFi
Today, EverFi is the leading education technology company focused on teaching, assessing, badging, and certifying students in critical skills. We combine cutting-edge personalized technology, deep education research and data, and a dedicated implementation team that allows each teacher to feel as though they have a blended learning assistant in their classroom. Most importantly, EverFi partners with the private sector and foundations that sponsor this innovation across the country.
 
Hands on Banking
Ready to learn about money and have fun? Resources for 4th graders through adult, English and Spanish!
 
Jump$tart
Jump$tart encourages curriculum enrichment to ensure that basic personal financial management skills are attained during the K-12 educational experience. This site is designed to meet your needs whether you are a parent, a teacher, a financial professional or anyone else interested in helping kids get smart about money.
 
KidEntrepreneurship
Online financial literacy lessons in youth entrepreneurship, communication, and business development.
 
Money Smart
Money Smart is a Federal Deposit Insurance Corporation (FDIC) training program to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. A version of the program for 12 to 20 year-olds is also available.
 
Montana Council on Economic Education
The MCEE is committed to offering programs that are fair and balanced and address a wide variety of economic issues. This includes economic development, employment, the environment, taxation, education, government, personal economics and a wide variety of other related topics. Founded four decades ago, MCEE offers an emphasis on teacher education so that each young person in Montana understands the essential economics of a free market system and the global economy and can use economic ways of thinking and problem solving.
 
My Money
This special section of MyMoney.gov provides information about and links to a collection of federal guides and curricula for teaching financial capability concepts. Our collection is designed specifically for teachers and educators, including those who work with children as well as practitioners who teach adults.
 
Practical Money Skills
A web site designed to help educators, parents and students practice better money management for life.
A Guide to Financial Aid
Navigating the maze of financial aid can be daunting, but not impossible. Nearly all students qualify for some type of financial assistance, and understanding your options is the first step toward financing your education.
 
Undertanding Financial Aid Qualifications and Additional Resources
It’s normal to have questions about financial aid, especially if you have never applied for it before. This financial aid guide helps breakdown myths and misconceptions about financial aid eligibility by providing insight into the qualifications, options, and why various aspects matter.
 
Debt.org
Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances. We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.
 
Debt Payoff Calculator from Simple Dollar
Practical tips for paying off debt.
 
Financial Advice Every College Graduate Needs to Have
Graduating from college is a major life achievement. You’re done with the responsibilities of classes, seminars, papers, and final exams. But the responsibilities of adulthood are just about to set in. Here’s your ultimate guide to setting yourself up for financial success post-graduation.
 
Financial Counseling from Rural Dynamics
A certified credit counseling agency that will help you identify your financial goals and chart a path to reach them.
 
How to Choose a Bank After College
After graduation, the world of responsibility is easier to tackle when you have the best graduate bank account on your side. If your next chapter calls for a new bank, here are some things to consider.
 
MoneyTrack
Pam Krueger and Jack Gallagher host this award-winning PBS financial chat series. The site features inspiring video clips how-to guides to get started investing and scam alerts. They make getting started in investing easy.
 
Money Management for College Students
This guide covers everything from saving for college, student loans, budgeting, and jobs.
 
Monster: 10 Job Search Mistakes of New College Grads
New graduates (and all job seekers, really) will have a better chance of success in the job market if they avoid these common job-hunting mistakes.
AgingInPlace
This guide explains the top internet scams affecting the elderly and how to avoid them.
How to Purchase a Home in Retirement
This guide walks through some of the most common challenges associated with purchasing a home in retirement.
Annuity.org
An annuity is a tool to create income from your savings and investments. It’s a contract in which you pay an insurance company to provide you with a stream of payments which may last your entire life, and possibly also the life of your spouse.
AARP Montana
From employment and taxes to Retirement, AARP provides a wealth of resources for your Today, over 154,000 strong, AARP Montana is the largest membership organization in the state.
Benefits Check Up
Developed by the National Council on Aging, this website can find benefits and savings for seniors.
Life Reimagined
From AARP, explore new ways to change and improve your life.
Medicare for Dummies
A simple guide to understanding all the different aspects of Medicare.
New Retirement - Retirement Calculator
A useful tool for estimating retirement income, how long it will last, and real world ways to improve finances in retirement.
Recareering
From AARP, a program to help seniors increase their skills and grow in a career.
Retirement Made Simpler
A joint effort of AARP, FINRA, and the Retirement Security Project, Retirement Made Simpler is a website which provides information on automatic 401(k) plans. Automatic 401(k) plans automatically enroll employees, requiring them to opt-out rather than opt-in to the plan. Opt-in policies lead to low enrollment rates. Automatic 401(k) plans have been shown to dramatically increase plan participation, better preparing employees for retirement.
Rural Dynamics
A certified credit counseling agency that will help you identify your financial goals and chart a path to reach them.
Savvy Saving Seniors
For many disadvantaged older adults, the path to economic security begins with basic money management. Learning how to budget, avoid scams, apply for benefits, and manage prepaid debit cards can help them stay secure and independent longer.
The Single Woman's Guide to Retirement
This book from AARP walks you through the challenges of retired or pre-retired life, from managing your finances to staying healthy in body, mind, and spirit, dealing with divorce, and even looking for love or work, the book covers the issues that really matter to you.
Social Security for Dummies
This book is the one guide you need to navigate the often-complex world of Social Security benefits.
Dream Makers Military Grants
Dream Makers provides matching grants for down payment and closing cost assistance.
 
Debt.org
Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances. We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.
 
MyMoney
MyMoney.gov aggregates financial information from 21 federal agencies, departments and bureaus. Users will be able to find information on planning for the financial impact of major life events and money management tools. The site includes resources for teachers, service members, women, parents, youth, employers, and more. The site is available in Spanish.
Debt.org
Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances. We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.
 
MoneyTrack
Pam Krueger and Jack Gallagher host this award-winning PBS financial chat series. The site features inspiring video clips how-to guides to get started investing and scam alerts. They make getting started in investing easy.
 
Rural Dynamics
A certified credit counseling agency that will help you identify your financial goals and chart a path to reach them.
 
Solid Finances - Free Online Financial Education Series
Dream Makers provides matching grants for down payment and closing cost assistance.
 
Tax Assistance
AARP Foundation Tax-Aide offers free tax preparation assistance beginning Feb.1. Now in its 50th year, Tax-Aide has helped 50 million low- and moderate-income taxpayers. You don’t have to be an AARP member, and there’s no age requirement to get tax help from IRS-certified volunteers.
Debt.org
Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances. We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.
 
Family Economic Security Program (FESP)
The FESP program uses case management and interventions aimed at improving the economic security of working parents to support them to graduation and transfer. Almost all of the participants in this program are women who are single parents.
 
MyMoney
MyMoney.gov aggregates financial information from 21 federal agencies, departments and bureaus. Users will be able to find information on planning for the financial impact of major life events and money management tools. The site includes resources for teachers, service members, women, parents, youth, employers, and more. The site is available in Spanish.
 
President's Advisory Council on Financial Capability
"On January 29, 2010, President Barack Obama signed Executive Order 13530 creating the President’s Advisory Council on Financial Capability. Our charge, to assist the American people in understanding financial matters and making informed financial decisions, remains a critical one at this particular time in our nation’s history and for building a vibrant, informed citizenry. "
 
Practical Money Skills
A web site designed to help educators, parents and students practice better money management for life.
Anti-Phishing Working Group
The Anti-Phishing Working Group (APWG) is the global, pan-industrial, and law enforcement association focused on eliminating the fraud and identity theft that result from phishing, pharming and email spoofing of all types.
 
Fraud.org
The National Consumers League has relaunched its anti-fraud advocacy and education Web site. The redesigned site includes new functionalities including a fraud “symptom finder” for searching scams, social media widgets for easy sharing of all content and regular updates about emerging scams.
 
OnGuard Online
OnGuardOnline.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information.
 
Stop Internet Pirates
A website provided by the Comptroller of the Currency, Administrator of National Banks providing information for consumers to stop internet pirates from stealing personal financial information.
The Ultimate Internet Safety Guide for Seniors
Internet security is something everyone should prioritize, regardless of age, so it’s important to be aware of current threats and how to deal with them. With so many people online, the magnitude of scams is increasing.
Looking for resources in your community? Our local resource guide breaks down our partners' services by subject and the communities in which they are offered.
How to Find a Good Real Estate Agent
This article gives tips on why you should consider a real estate agent and how to find one.
 
House-Choosing Checklist
Ready to buy a home? There’s a lot to consider before selecting the right one. This home-buying checklist will help you decide.
 
8 Weeks Out: Checklist To Help Manage Your Move
Moving across town or cross-country? A detailed checklist helps to make sure you don’t forget a thing.
 
Mortgage Application Tips
Thinking of buying a new home? Having trouble with all of the mortgage terminology? As a borrower, you may be left with many questions. In order to make an educated decision about something as important as a mortgage, it's easier to first get comfortable with the process.
 
8 Weeks Out: Checklist To Help Manage Your Move
Regardless of why you have bad credit, the fact is that you do but would still like to get a mortgage loan. So what can you do?
 
How to Fix Your Credit to Buy a Home
Buying a home is a difficult prospect because of one major drawback, a poor credit history. Bad credit almost always creates complications when trying to purchase something as big as a home. This list of tips aims to help homebuyers in this situation.
 
6 Simple Steps to Save for the Down Payment
If you’re thinking about buying a home, you’ll want to start saving for that down payment sooner than later. This article gives tips on how to start the process.

 

Leave a Reply